LEGAL NOTICE and PRIVACY POLICY

 

The continuation of navigation on this site implies unreserved acceptance of the following rules and conditions of use. The currently online version of these terms of use is the only one enforceable for the duration of use of the site and until a new version replaces it.

 

LEGAL INFORMATION

 

THIS SITE bh-newfinance IS PUBLISHED BY:

Company Name: BEYOND HORIZONS SAS

RCS Créteil 884202508

Legal representative: Redouan ZNAGUI Founder & CEO at BEYOND HORIZONS

Adress: 110 bis, rue du Petit Château, 94220 Charenton Le Pont

Email address: contact@bh-newfinance.com

Director of publication: Redouan ZNAGUI

Site Manager: Redouan ZNAGUI

 

technical development and Designer: Georgine BARBIER (www.georginebarbier.com)

Hosted by : OVH (www.ovh.com)

 

GENERAL CONDITIONS OF USE

ART. 1 TERMS OF USE

Any person who accesses the site https://www.bh-newfinance.com (hereinafter the “Site”) undertakes to comply with these general conditions of use, which may for certain services be supplemented by special conditions.

Access to the site and its use are reserved for strictly personal use. You agree not to use this site and the information or data contained therein for commercial, political, advertising purposes and for any form of commercial solicitation and in particular the sending of unsolicited e-mails.

Access to the site is free and not for a fee. Of course, the costs of access to and use of the telecommunications network are borne by the user, who is deemed to have the necessary skills and technical means.

 

 

ART.2 SITE MANAGEMENT

BEYOND HORIZONS reserves the right to modify and update at any time the access to the Site as well as these conditions of use. These modifications and updates are binding on the user who must therefore regularly refer to this section to check the General Conditions in force.

For the proper management of the site, the publisher may at any time:

– suspend, interrupt or limit access to all or part of the site, reserve access to the site, or certain parts of the site, to a specific category of Internet users.

– delete any information that may disrupt its operation or contravene national or international laws.

– suspend the site in order to make updates.

 

ART. 3 HYPERTEXT LINKS

If you wish to set up a hypertext link to our Site, you must therefore contact the Site Manager. BEYOND HORIZONS can in no way be held responsible for the content of sites that are the subject of a hypertext link from this Site.

 

 

ART. 4 PERSONAL DATA AND OTHER DATA

4.1 Privacy Policy

The General Data Protection Regulation of 27 April 2016 (hereinafter the GDPR, which means the General Data Protection Regulation) applies from 25 May 2018. It imposes strict rules and conditions on companies and merchants in the context of the processing of the personal data of their customers and prospects, in order to protect their privacy.

Through this document, we intend to provide you with clear and precise information on the processing of your personal data.

4.2 The controller

The “controller” of your personal data is the controller of the site you have used and to which you have communicated data: BEYOND HORIZONS whose registered office is located 110 bis, rue du Petit Château, 94220 Charenton Le Pont

4.3 Legal basis for data processing and use

We can only use your personal data for both legitimate and necessary purposes (Art. 6 GDPR): This means in concrete terms that we process your personal data, whether in electronic form, for legitimate purposes in the context of managing the relationship with you and security/safety. These purposes include, but are not limited to, the following:

Communication of information, offers.

Communication in order to provide you with the information or services you have requested.

Communications in connection with the performance of a contract.

4.4 What is personal data

Personal data includes all information about you based on which you can be identified. Anonymous data, which does not identify you, is therefore not considered personal data. Your personal data may therefore include:

  • Data relating to your identity (surname, first name, address, etc.) ;
  • Personal status data (telephone number, personal e-mail, …) ;
  • Financial data (billing details, …) ;
  • Data relating to the performance of the contract concluded with us (subject of the contract, billing address, professional data, etc.) ;
  • Data relating to the use of electronic equipment, such as computers (password, log data, electronic identification data, billing details, etc.) ;

Sensitive data:
The processing of personal data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, as well as the processing of genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning the sex life or sexual orientation of a natural person are prohibited. We are committed to strictly complying with this prohibition.

 

How do we use your information?
With whom do we share your information?

 

ART.5 SOURCES AND ORIGINS OF PERSONAL DATA

In principle, the data we hold comes from you. If you do not intend to provide the mandatory or necessary information, you may lose the benefit of certain benefits and/or we may decide to terminate our services for your benefit.

 

ART 6. ACCESS TO PERSONAL DATA

The data is exclusively intended for BEYOND HORIZONS. This information is confidential and kept by BEYOND HORIZONS.

For certain legitimate reasons, your personal data may be communicated or even processed by third parties. However, we will ensure compliance with the GDPR regulations by our subcontractors. The processing of data by the latter is governed by a strict legal framework.

 

ART. 7 DATA RETENTION TIME

We implement the necessary means to ensure that the retention of personal data for the purposes described above does not exceed the legal periods.

 

ART. 8 RIGHT OF ACCESS, RECTIFICATION AND REFERENCING OF YOUR DATA

8.1 In application of the regulations applicable to personal data, users have the following rights:

  • The right of access: they can exercise their right of access, to know their personal data, by writing to the email address mentioned below. In this case, before the implementation of this right, the Platform may request proof of the user’s identity in order to verify its accuracy ;

. The right to rectification: if the personal data held by the Platform are inaccurate, they may request that the information be updated ;

  • The right to erasure of data: users may request the deletion of their personal data, in accordance with applicable data protection laws ;

. The right to restriction of processing: users may request the Platform to limit the processing of personal data in accordance with the assumptions provided for by the GDPR ;

  • The right to object to data processing: users may object to their data being processed in accordance with the assumptions provided for by the GDPR ;
  • The right to portability: they can request that the Platform give them the personal data they have provided to transmit them to a new Platform. You can exercise this right by contacting us, at the following address: BEYOND HORIZONS 110 bis, rue du Petit Château, 94220 Charenton-Le- Pont Or by email, at the address: contact@bh-newfinance.com

All requests must be accompanied by a photocopy of a valid signed identity document and indicate the address at which the publisher can contact the applicant. The response will be sent within one month of receipt of the request. This period of one month may be extended by two months if the complexity of the request and/or the number of requests so requires.

In addition, and since the law n ° 2016-1321 of October 7, 2016, people who wish, have the possibility to organize the fate of their data after their death. For more information on the subject, you can consult the CNIL website: https://www.cnil.fr/.

Users can also lodge a complaint with the CNIL on the CNIL website: https://www.cnil.fr.

We recommend that you contact us first before filing a complaint with the CNIL, as we are at your entire disposal to solve your problem.

8.2 In the event that you have agreed in our forms to receive by email information and commercial solicitations from BEYOND HORIZONS, you will have the right at any time to reconsider this decision, either by clicking on the link provided for this purpose at the bottom of the emails you receive, or by sending an email with the subject “unsubscribe” to the following address: contact@bh-newfinance.com.

8.3 In accordance with Article 6 of the Law of 21 June 2004 on confidence in the digital economy, the host will keep your connection data, covered by professional secrecy and processed in compliance with the legal provisions on personal data.

 

ART. 9 PROCEDURE IN CASE OF VIOLATIONS

It is always possible that personal data processed in the context of the contractual relationship may fall into the wrong hands as a result of human error, computer error, etc. Where the violation poses a high risk to the rights and freedom of the individual, we will immediately inform the person of the facts and measures. We will ensure that the necessary steps are taken to notify the Privacy Commission of the violation in question within 72 hours of becoming aware of it unless the violation does not pose a high risk to human rights and freedom. (Art. 32-34 GDPR).

 

ART. 10 CONSENT

You give your express, informed, and unambiguous consent for the processing of personal data as described in this Privacy Notice. You have the right to withdraw your consent at any time, upon simple written request. We reserve the right to change this Privacy Notice.

 

ART. 11 COOKIES

When browsing the Site, cookies are implanted on your computer. A cookie does not allow us to identify you: on the other hand, it records information relating to the navigation of your computer on our Site (the pages you have visited, the date and time of the consultation, etc.) that we can read during your subsequent visits. The retention period of this information in your computer is six months.

In addition, the website uses Google Analytics, a web analytics service provided by Google Inc. (hereinafter “Google”). Google Analytics uses cookies to help BEYOND HORIZONS and the host analyze the use of the Site by its users. The data generated by the cookie about your use of the Site (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the Site, compiling reports on Site activity for BEYOND HORIZONS and the host company and providing other services relating to website activity and Internet usage. Google may communicate this data to third parties in the event of a legal obligation or when these third parties process this data on behalf of Google, including BEYOND HORIZONS, the publisher of the Site and the host. Google will not associate your IP address with any other data held by Google. By using the Site, you expressly consent to the processing of your personal data by Google under the conditions and for the purposes described above. For more information, you can visit Google’s privacy policy page: https://policies.google.com/privacy

 

We inform you that you can oppose the registration of cookies by configuring your browser as follows:

 

FOR MICROSOFT INTERNET EXPLORER 7.0 AND LATER:

  1. In the menu bar, choose the tools menu;
  2. From the drop-down menu, choose internet options;
  3. Click on the privacy tab;
  4. Click on the advanced button in the settings section;
  5. In the Advanced Privacy Settings window check that the skip automatic cookie management option is not checked.

 

FOR FIREFOX FROM VERSION 12:

  1. In the menu bar, choose the tools menu;
  2. From the drop-down menu, choose options;
  3. Click on the privacy icon;
  4. Click on the delete specific cookies link;
  5. In the Cookies window, click the Delete All Cookies

 

FOR OPERA FROM VERSION 11:

  1. Choose the menu;
  2. In the list, choose settings and then delete the private .. ;
  3. Click the Delete

 

FOR GOOGLE CHROME:

  1. Click the Customize and configure Google Chrome icon;
  2. Choose from the Settings list;
  3. Click on Show advanced settings…;
  4. Click the Content Settings button;
  5. Click on the Cookies and site data button… ;
  6. Click the Delete All button.

However, we inform you that access to certain services and sections of the Site may be altered or even impossible due to the deletion of cookies.

 

ART. 12 WEBSITE CONTENT

BEYONDHORIZONS, the host and, more generally, any company contributing to the design, realization and putting online of this Site strive to ensure the accuracy and regular updating of the information published on this Site. BEYOND HORIZONS and the aforementioned service providers reserve the right to correct and modify the content of the Site at any time without their liability being incurred as a result, BEYOND HORIZONS may at any time make improvements and / or changes to the product (s) described on this Site.

All trademarks, photographs, texts, comments, illustrations, images animated or not, video sequences, sounds, as well as all computer applications that could be used to operate this site and more generally all the elements reproduced or used on the site are protected by the laws in force under intellectual property. They are the full and entire property of BEYOND HORIZONS or its partners. Any reproduction, representation, use or adaptation, in any form whatsoever, of all or part of these elements, including computer applications, without the prior written consent of the publisher, is strictly prohibited. The fact that the publisher does not initiate proceedings as soon as it becomes aware of these unauthorized uses does not constitute acceptance of said uses and waiver of prosecution.

 

ART. 13 MANIFESTLY ILLEGAL CONTENT

In accordance with the law of 21 June 2004 on confidence in the economy, you can alert the host (mentioned above) of the presence of content that you consider illegal. The host will assess the illegal nature of the content brought to its attention.

The fact that any person presents a content or activity as illegal with the aim of obtaining its removal or stopping its dissemination, while he knows this inaccurate information, is punishable by one year’s imprisonment and a fine of 15,000 euros.

 

ART. 14 APPLICABLE LAW

These General Terms and Conditions of Use are subject to French domestic law.